Une assurance RC, les explications.
Choisir la bonne assurance voiture qui correspond à vos besoins est une première étape, ensuite il faut choisir la formule qui vous convient.
En Belgique, il existe 3 formules principales d’assurance voiture :
- RC ( responsabilité civile )
- Petite Omnium
- Full Omnium
A savoir, que la RC est une assurance obligatoire en Belgique.
La RC ( responsabilité civile ) est une obligation légale qui impose à toute personne de réparer les dommages causés à une victime de son fait, de celui des personnes dont elle doit répondre ou des choses dont elle a la charge.
La petite Omnium couvre en générale : le vol , l’incendie , le bris de vitre, forces de la nature , heurts d’animaux.
La full Omnium couvre en générale : le vol , l’incendie , le bris de vitre, forces de la nature , heurts d’animaux mais aussi couverture perte totale, vandalisme, vol dans la voiture, …
Chaque assurance propose des formules différentes comme Corona direct avec les Omnium + et mini Omnium + .[/text_output]
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